{
  "docId": "019de075-f818-73eb-a066-c7c79e80120d",
  "docSlug": "590e2aa3113651bfaab9cabff629f8f6",
  "documentTitle": "Hanmi Financial | Results Presentation Deck | 48 slides",
  "authorId": "hanmi-financial",
  "authorName": "Hanmi Financial",
  "documentKindSlug": "conference-presentation",
  "documentKindLabel": "Conference presentation",
  "sourceTypeSlug": "investor_relations",
  "sourceTypeLabel": "Investor relations",
  "presentationDate": "2023-10-01 00:00:00",
  "orientation": "landscape",
  "aspectRatio": 1.7777778,
  "pageNumber": 34,
  "pageCount": 48,
  "prevPage": 33,
  "nextPage": 35,
  "slideType": "kpi_overview",
  "function": "analyze_data",
  "density": "balanced",
  "nDataPoints": 10,
  "notes": "The slide shows a decrease in the ACL dollar amount and percentage of loans, alongside quarterly fluctuations in credit loss expense.",
  "elementsJson": null,
  "metadataConfidence": 1,
  "imagePath": null,
  "slideHref": "/slides/019de075-f818-73eb-a066-c7c79e80120d/34",
  "deckHref": "/decks/019de075-f818-73eb-a066-c7c79e80120d",
  "deckJsonHref": "/decks/019de075-f818-73eb-a066-c7c79e80120d.json",
  "deckAnchorHref": "/decks/019de075-f818-73eb-a066-c7c79e80120d#slide-34",
  "components": [
    {
      "bbox": {
        "h": 0.55,
        "w": 0.43,
        "x": 0.035,
        "y": 0.21
      },
      "kind": "chart",
      "text": "Allowance for Credit Losses ($ in millions)",
      "attrs": null,
      "subkind": "bar-vertical",
      "toolName": null,
      "toolSlug": null,
      "confidence": null,
      "componentId": "7053ff33-ac17-42ca-b19f-ce35de70b52f",
      "frameworkName": null,
      "frameworkSlug": null
    },
    {
      "bbox": {
        "h": 0.55,
        "w": 0.43,
        "x": 0.535,
        "y": 0.21
      },
      "kind": "chart",
      "text": "Credit Loss Expense (Recovery) ($ in millions)",
      "attrs": null,
      "subkind": "bar-vertical",
      "toolName": null,
      "toolSlug": null,
      "confidence": null,
      "componentId": "ed4edf02-a806-4212-9f4b-4aa6cb983b9c",
      "frameworkName": null,
      "frameworkSlug": null
    },
    {
      "bbox": {
        "h": 0.065,
        "w": 0.93,
        "x": 0.035,
        "y": 0.118
      },
      "kind": "paragraph",
      "text": "Allowance for credit losses was $67.3 million as of September 30, 2023, generating an allowance for credit losses to loans of 1.12% compared with 1.19% at the end of the prior quarter.",
      "attrs": null,
      "subkind": "paragraph",
      "toolName": null,
      "toolSlug": null,
      "confidence": null,
      "componentId": "8f1a496b-1a2b-4ca5-9997-987898b57110",
      "frameworkName": null,
      "frameworkSlug": null
    },
    {
      "bbox": {
        "h": 0.045,
        "w": 0.163,
        "x": 0.793,
        "y": 0.035
      },
      "kind": "title",
      "text": "ACL Trends",
      "attrs": null,
      "subkind": "headline",
      "toolName": null,
      "toolSlug": null,
      "confidence": null,
      "componentId": "c0bd9e64-c86f-42f2-ac00-6ccdc3afa3b8",
      "frameworkName": null,
      "frameworkSlug": null
    }
  ],
  "metrics": [],
  "tools": [
    {
      "name": "Chartjunk Elimination",
      "slug": "chartjunk-elimination",
      "agent": "Designer",
      "layer": "slide",
      "matchId": "4f831a02-2189-42ed-bfaf-8a5708e30209",
      "evidence": "chart/bar-vertical: Credit Loss Expense (Recovery) ($ in millions), chart/bar-vertical: Allowance for Credit Losses ($ in millions)",
      "confidence": 0.8
    }
  ],
  "frameworks": [],
  "arcBeats": [
    {
      "to": 39,
      "from": 25,
      "beatId": "8ed10c3e-317a-436e-a866-b076e491f6ea",
      "arcName": "The Sequoia Pitch",
      "arcSlug": "sequoia-pitch",
      "beatName": "Market Size",
      "beatSlug": "sequoia-pitch-market-size",
      "evidence": "The presentation highlights Hanmi's deposit base and capital management",
      "position": 2,
      "confidence": 0.6,
      "parentBeatName": "Evidence",
      "parentBeatSlug": "evidence"
    }
  ],
  "loops": [],
  "imagePathAlt": null,
  "thumbSrc": null,
  "thumbSrcAlt": null,
  "locked": true
}