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  "documentTitle": "Hanmi Financial | Results Presentation Deck | 48 slides",
  "authorId": "hanmi-financial",
  "authorName": "Hanmi Financial",
  "documentKindSlug": "conference-presentation",
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  "sourceTypeSlug": "investor_relations",
  "sourceTypeLabel": "Investor relations",
  "presentationDate": "2023-10-01 00:00:00",
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  "pageNumber": 21,
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  "notes": "The slide provides a breakdown of the retail segment by state and key performance indicators like DCR, LTV, and asset quality.",
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      "kind": "chart",
      "text": "Geographic distribution of retail loans by state",
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      "text": "Average balance and median balance of the portfolio were $1.4 million and $0.7 million, respectively\nWeighted average debt coverage ratio(1) of the segment was 2.02x\nWeighted average loan to value(1) of the segment was 47.8%\n$10.8 million, or 0.98%, of the retail portfolio was criticized at September 30, 2023\n$2.3 million, or 0.21%, of the retail portfolio had a nonaccrual status at September 30, 2023",
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      "text": "Retail segment represented $1.1 billion or 18% of the loan portfolio at September 30, 2023.",
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      "text": "(1) Weighted average DCR and weighted average LTV calculated when the loan was first underwritten or renewed subsequently",
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      "kind": "title",
      "text": "Retail Segment",
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