{
  "docId": "019de075-f379-758b-ba72-ac9c5b05727a",
  "docSlug": "009fcc28462c0ab284c58204959541d2",
  "documentTitle": "First Foundation | Investor Presentation Deck | 47 slides",
  "authorId": "first-foundation",
  "authorName": "First Foundation",
  "documentKindSlug": "pitchdeck",
  "documentKindLabel": "Pitch deck",
  "sourceTypeSlug": "investor_relations",
  "sourceTypeLabel": "Investor relations",
  "presentationDate": "2023-10-01 00:00:00",
  "orientation": "landscape",
  "aspectRatio": 1.3333334,
  "pageNumber": 30,
  "pageCount": 47,
  "prevPage": 29,
  "nextPage": 31,
  "slideType": "traction",
  "function": "analyze_data",
  "density": "dense",
  "nDataPoints": 35,
  "notes": "Includes a footnote regarding the exclusion of non-interest-bearing deposits from the cost of interest-bearing liabilities.",
  "elementsJson": null,
  "metadataConfidence": 1,
  "imagePath": null,
  "slideHref": "/slides/019de075-f379-758b-ba72-ac9c5b05727a/30",
  "deckHref": "/decks/019de075-f379-758b-ba72-ac9c5b05727a",
  "deckJsonHref": "/decks/019de075-f379-758b-ba72-ac9c5b05727a.json",
  "deckAnchorHref": "/decks/019de075-f379-758b-ba72-ac9c5b05727a#slide-30",
  "components": [
    {
      "bbox": {
        "h": 0.35,
        "w": 0.43,
        "x": 0.069,
        "y": 0.533
      },
      "kind": "chart",
      "text": "Average Interest-Earning Assets ($ in millions)",
      "attrs": null,
      "subkind": "bar-stacked",
      "toolName": null,
      "toolSlug": null,
      "confidence": null,
      "componentId": "2cf2c30e-ca43-47ee-8d71-ed0b8e3ce9b8",
      "frameworkName": null,
      "frameworkSlug": null
    },
    {
      "bbox": {
        "h": 0.25,
        "w": 0.43,
        "x": 0.069,
        "y": 0.233
      },
      "kind": "chart",
      "text": "Net Interest Income ($ in millions)",
      "attrs": null,
      "subkind": "bar-vertical",
      "toolName": null,
      "toolSlug": null,
      "confidence": null,
      "componentId": "db4a2841-a4fe-4838-8eb7-674060d2a1f2",
      "frameworkName": null,
      "frameworkSlug": null
    },
    {
      "bbox": {
        "h": 0.65,
        "w": 0.43,
        "x": 0.518,
        "y": 0.233
      },
      "kind": "chart",
      "text": "Net Interest Margin",
      "attrs": null,
      "subkind": "line",
      "toolName": null,
      "toolSlug": null,
      "confidence": null,
      "componentId": "83c4aea6-7be1-4a48-8ce8-0ade6fc44d0f",
      "frameworkName": null,
      "frameworkSlug": null
    },
    {
      "bbox": {
        "h": 0.045,
        "w": 0.888,
        "x": 0.069,
        "y": 0.163
      },
      "kind": "paragraph",
      "text": "NII and NIM were adversely impacted due to Fed interest rate actions since 2022. NIM compression is expected if Fed continues with interest rate increases",
      "attrs": null,
      "subkind": "paragraph",
      "toolName": null,
      "toolSlug": null,
      "confidence": null,
      "componentId": "e74e5abe-d8e1-4e6a-8dd5-68314bde2a9d",
      "frameworkName": null,
      "frameworkSlug": null
    },
    {
      "bbox": {
        "h": 0.02,
        "w": 0.59,
        "x": 0.36,
        "y": 0.888
      },
      "kind": "source-note",
      "text": "1) Cost of interest-bearing liabilities excludes the positive impact of non-interest-bearing deposits.",
      "attrs": {
        "numbered": true
      },
      "subkind": null,
      "toolName": null,
      "toolSlug": null,
      "confidence": null,
      "componentId": "9bb91339-9514-43b9-81c0-10ab0397b2d1",
      "frameworkName": null,
      "frameworkSlug": null
    },
    {
      "bbox": {
        "h": 0.045,
        "w": 0.342,
        "x": 0.058,
        "y": 0.095
      },
      "kind": "title",
      "text": "Net Interest Income",
      "attrs": null,
      "subkind": "headline",
      "toolName": null,
      "toolSlug": null,
      "confidence": null,
      "componentId": "3929ffdd-721d-460c-81fe-820fe2866863",
      "frameworkName": null,
      "frameworkSlug": null
    }
  ],
  "metrics": [],
  "tools": [
    {
      "name": "Waterfall chart",
      "slug": "waterfall-chart",
      "agent": null,
      "layer": "slide",
      "matchId": "bd177614-01c3-468e-8ca9-6db7b9cda6e3",
      "evidence": "chart/bar-stacked: Average Interest-Earning Assets ($ in millions)",
      "confidence": 0.8
    }
  ],
  "frameworks": [],
  "arcBeats": [
    {
      "to": 35,
      "from": 30,
      "beatId": "8d9d8c91-8c07-4cf9-af67-8f268221faff",
      "arcName": "The Sequoia Pitch",
      "arcSlug": "sequoia-pitch",
      "beatName": "Financials",
      "beatSlug": "sequoia-pitch-financials",
      "evidence": "The deck presents the company's financial performance, including net interest income and earnings growth.",
      "position": 2,
      "confidence": 0.8,
      "parentBeatName": "Evidence",
      "parentBeatSlug": "evidence"
    }
  ],
  "loops": [],
  "imagePathAlt": null,
  "thumbSrc": null,
  "thumbSrcAlt": null,
  "locked": true
}