{
  "docId": "019de075-f22b-71db-8513-153434137a33",
  "docSlug": "1470ca98fa16e16becb04c81c8976c7f",
  "documentTitle": "First Busey | Results Presentation Deck | 41 slides",
  "authorId": "first-busey",
  "authorName": "First Busey Corporation",
  "documentKindSlug": "conference-presentation",
  "documentKindLabel": "Conference presentation",
  "sourceTypeSlug": "investor_relations",
  "sourceTypeLabel": "Investor relations",
  "presentationDate": "2023-10-01 00:00:00",
  "orientation": "landscape",
  "aspectRatio": 1.7777778,
  "pageNumber": 9,
  "pageCount": 41,
  "prevPage": 8,
  "nextPage": 10,
  "slideType": "key_messages",
  "function": "summarize",
  "density": "dense",
  "nDataPoints": 22,
  "notes": "The slide uses a three-part structure to categorize balance sheet strengths: Loan Portfolio, Deposit/Liquidity, and Capital.",
  "elementsJson": null,
  "metadataConfidence": 1,
  "imagePath": null,
  "slideHref": "/slides/019de075-f22b-71db-8513-153434137a33/9",
  "deckHref": "/decks/019de075-f22b-71db-8513-153434137a33",
  "deckJsonHref": "/decks/019de075-f22b-71db-8513-153434137a33.json",
  "deckAnchorHref": "/decks/019de075-f22b-71db-8513-153434137a33#slide-9",
  "components": [
    {
      "bbox": {
        "h": 0.05,
        "w": 0.85,
        "x": 0.036,
        "y": 0.94
      },
      "kind": "disclaimer",
      "text": "Capital ratios are preliminary estimates | Non-GAAP calculation, see Appendix | Capital calculated as Bank Tier 1 Capital + Allowance for credit losses | Estimated uninsured & uncollateralized deposits consists of the excess of accounts over $250K FDIC insurance limit, less internal accounts and fully-collateralized accounts (including preferred deposits)",
      "attrs": null,
      "subkind": null,
      "toolName": null,
      "toolSlug": null,
      "confidence": null,
      "componentId": "512ee6cd-60f4-416b-83ee-ce8820d7b856",
      "frameworkName": null,
      "frameworkSlug": null
    },
    {
      "bbox": {
        "h": 0.1,
        "w": 0.95,
        "x": 0.041,
        "y": 0.85
      },
      "kind": "list",
      "text": "Robust Capital Foundation: Capital ratios exceed minimums, 16.7% Total RBC, 12.5% CET1, $15.07 TBV per share.",
      "attrs": null,
      "subkind": "bullet",
      "toolName": null,
      "toolSlug": null,
      "confidence": null,
      "componentId": "269dea18-7d78-4536-883b-ca0d41c9930c",
      "frameworkName": null,
      "frameworkSlug": null
    },
    {
      "bbox": {
        "h": 0.45,
        "w": 0.95,
        "x": 0.041,
        "y": 0.38
      },
      "kind": "list",
      "text": "Strong Core Deposit Franchise & Ample Liquidity: Robust liquidity, 76% loan-to-deposit ratio, 96.6% core deposits, significant untapped borrowing capacity.",
      "attrs": null,
      "subkind": "bullet",
      "toolName": null,
      "toolSlug": null,
      "confidence": null,
      "componentId": "cc031ff9-0a67-4f60-b21b-20541e1deeda",
      "frameworkName": null,
      "frameworkSlug": null
    },
    {
      "bbox": {
        "h": 0.25,
        "w": 0.95,
        "x": 0.041,
        "y": 0.00113
      },
      "kind": "list",
      "text": "High Quality, Resilient Loan Portfolio: Diversified, low concentration, low non-performing assets (0.10%), strong reserves (1.06% ACL/Loans).",
      "attrs": null,
      "subkind": "bullet",
      "toolName": null,
      "toolSlug": null,
      "confidence": null,
      "componentId": "ce59a120-3ba6-435e-aa4f-613d711eb5ff",
      "frameworkName": null,
      "frameworkSlug": null
    },
    {
      "bbox": {
        "h": 0.045,
        "w": 0.312,
        "x": 0.036,
        "y": 0.045
      },
      "kind": "title",
      "text": "Fortress Balance Sheet",
      "attrs": null,
      "subkind": "headline",
      "toolName": null,
      "toolSlug": null,
      "confidence": null,
      "componentId": "bd7f9eb7-ccae-4b54-a63f-0448ccc3130d",
      "frameworkName": null,
      "frameworkSlug": null
    }
  ],
  "metrics": [],
  "tools": [],
  "frameworks": [],
  "arcBeats": [
    {
      "to": 26,
      "from": 5,
      "beatId": "c19ffb26-ddb4-4430-89d0-01547b655dc8",
      "arcName": "The Sparkline",
      "arcSlug": "sparkline",
      "beatName": "KPI Overview",
      "beatSlug": null,
      "evidence": "The document presents a series of KPIs and financial metrics, providing an overview of the company's performance.",
      "position": 1,
      "confidence": 0.8,
      "parentBeatName": null,
      "parentBeatSlug": null
    }
  ],
  "loops": [
    {
      "to": 26,
      "from": 5,
      "name": "Logic Chain",
      "slug": "01-logic-chain",
      "bestFor": "Skeptical audiences, controversial recommendations, rigorous analysis",
      "matchId": "f8cb21a3-6751-4fff-9248-564afda53f54",
      "evidence": "The document presents a series of financial metrics and KPIs in a logical order, building a narrative of stability and growth.",
      "position": 0,
      "objective": "To present a logical chain of financial metrics and KPIs to support the company's performance.",
      "structure": "Premise 1 (Accepted truth) -> Premise 2 (Observed fact) -> Therefore... (Inevitable conclusion)",
      "confidence": 0.8,
      "description": "Build an airtight chain of logic where each premise leads inevitably to the conclusion"
    }
  ],
  "imagePathAlt": null,
  "thumbSrc": null,
  "thumbSrcAlt": null,
  "locked": true
}