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  "documentTitle": "First Busey | Results Presentation Deck | 41 slides",
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  "authorName": "First Busey Corporation",
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  "presentationDate": "2023-10-01 00:00:00",
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  "notes": "Includes three combo charts showing historical trends for allowance ratios against loan/asset balances.",
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      "text": "Allowance / NPLs",
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      "text": "Allowance / Loans (ex-PPP)",
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      "text": "Reserve to loans of 1.17% (ex-PPP)\nDay 1 CECL coverage was 1.06%\nNon-performing loan balances decreased by $3.8 million QoQ\nOREO balances total $0.1 million\nTotal NPAs declined by $3.7 million QoQ to $12.1 million\nReduction driven primarily by payoff of one nursing home credit\nReserves now equate to 764% of NPLs and 758% of NPAs",
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      "text": "Reserves Supports Credit & Growth Profile",
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