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  "documentTitle": "Flushing Financial | Results Presentation Deck | 37 slides",
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  "presentationDate": "2023-08-01 00:00:00",
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      "text": "Balance Sheet: Expect stable to slight decline in loans for 2023; maintain deposit balances. Net Interest Income: Expect NIM pressure until Fed stops raising rates, then expansion. Noninterest Income: ~$145MM swaps in pipeline. Expense: Maintain discipline. Tax: 26-28%.",
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