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  "authorName": "Flushing Financial Corporation",
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  "presentationDate": "2023-08-01 00:00:00",
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  "notes": "Includes a footnote defining the Efficiency Ratio calculation.",
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      "text": "Efficiency ratio, a non-GAAP measure, was calculated by dividing core noninterest expense (excluding OREO expense and the net gain/loss from the sale of OREO) by the total of core net interest income and core noninterest income.",
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