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  "documentTitle": "Pathward Financial | Results Presentation Deck | 33 slides",
  "authorId": "pathward-financial",
  "authorName": "Pathward Financial",
  "documentKindSlug": "shareholder-letter",
  "documentKindLabel": "Shareholder letter",
  "sourceTypeSlug": "investor_relations",
  "sourceTypeLabel": "Investor relations",
  "presentationDate": "2023-07-01 00:00:00",
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  "pageNumber": 24,
  "pageCount": 33,
  "prevPage": 23,
  "nextPage": 25,
  "slideType": "kpi_overview",
  "function": "analyze_data",
  "density": "balanced",
  "nDataPoints": 39,
  "notes": "The slide uses a combination of a pie chart for portfolio composition and a multi-line chart for historical performance metrics.",
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      "kind": "chart",
      "text": "Net Interest Margin and Loan Yields",
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      "kind": "chart",
      "text": "Total Loan and Lease Portfolio Pricing Attributes",
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      "kind": "list",
      "text": "As of June 30, 2023, $1.3B, or 33% of loans and leases contained floating or variable interest rates. As of June 30, 2023, all variable loans with floors were at or above their floors. Continued lag expected before loans fully reprice.",
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      "text": "Declines in NIM in FY20 and FY21 associated with elevated cash balances from government stimulus programs. Adjusted NIM includes contractual card processing expenses associated with higher interest rates.",
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      "kind": "title",
      "text": "Loan Portfolio Interest Rate Sensitivity",
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  "metrics": [],
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