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  "documentTitle": "Pathward Financial | Results Presentation Deck | 33 slides",
  "authorId": "pathward-financial",
  "authorName": "Pathward Financial",
  "documentKindSlug": "shareholder-letter",
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  "sourceTypeSlug": "investor_relations",
  "sourceTypeLabel": "Investor relations",
  "presentationDate": "2023-07-01 00:00:00",
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  "notes": "The chart illustrates the correlation between Fed Funds Rate and deposit costs, highlighting the impact of variable rate indexing on cost of deposits.",
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      "text": "Cost of Deposits trend line chart",
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      "kind": "disclaimer",
      "text": "Note: All-in Cost of Deposits represents cost of total deposits with the additional incorporation of the company's noninterest variable card processing expenses impacted by interest rates.",
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      "text": "Pathward is benefiting from the deposit optimization strategy... As of June 30, 2023, approximately 48% of the deposit balances were subject to variable card processing expenses... These costs reprice immediately... As of June 30, 2023, Pathward also managed $781 million in off-balance sheet deposits...",
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