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  "presentationDate": "2023-07-01 00:00:00",
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  "notes": "Includes a footnote regarding share repurchases and tax withholding.",
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      "text": "Pathward's track record of profitability, combined with its commitment to maintaining the size of its balance sheet, enables the return of the majority of earnings through repurchases and dividends. Targeting regulatory capital leverage ratio above 8% and total risk weighted capital ratio above 12%. Paid dividend every quarter dating back to 1994. Executed $21.5 million of share repurchases in 3Q23.",
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