{
  "docId": "019de075-63a1-717f-aaf6-a6b06a59c229",
  "docSlug": "0897df2dfc5c738ec6093b1579d22b2a",
  "documentTitle": "New York Community Bancorp | Results Presentation Deck | 31 slides",
  "authorId": "new-york-community-bancorp",
  "authorName": "New York Community Bancorp",
  "documentKindSlug": "conference-presentation",
  "documentKindLabel": "Conference presentation",
  "sourceTypeSlug": "investor_relations",
  "sourceTypeLabel": "Investor relations",
  "presentationDate": "2023-07-01 00:00:00",
  "orientation": "landscape",
  "aspectRatio": 1.2938006,
  "pageNumber": 13,
  "pageCount": 31,
  "prevPage": 12,
  "nextPage": 14,
  "slideType": "comparison_table",
  "function": "compare_peers",
  "density": "dense",
  "nDataPoints": 58,
  "notes": "The chart uses a grouped bar format to show annual performance. A cumulative total box provides a high-level summary of the performance gap.",
  "elementsJson": null,
  "metadataConfidence": 1,
  "imagePath": null,
  "slideHref": "/slides/019de075-63a1-717f-aaf6-a6b06a59c229/13",
  "deckHref": "/decks/019de075-63a1-717f-aaf6-a6b06a59c229",
  "deckJsonHref": "/decks/019de075-63a1-717f-aaf6-a6b06a59c229.json",
  "deckAnchorHref": "/decks/019de075-63a1-717f-aaf6-a6b06a59c229#slide-13",
  "components": [
    {
      "bbox": {
        "h": 0.45,
        "w": 0.84,
        "x": 0.08,
        "y": 0.31
      },
      "kind": "chart",
      "text": "Net Charge-Offs/Average Loans",
      "attrs": null,
      "subkind": "bar-grouped",
      "toolName": null,
      "toolSlug": null,
      "confidence": null,
      "componentId": "1318ee4f-5184-4dbf-b680-e9fbaa82d3cc",
      "frameworkName": null,
      "frameworkSlug": null
    },
    {
      "bbox": {
        "h": 0.05,
        "w": 0.72,
        "x": 0.136,
        "y": 0.845
      },
      "kind": "disclaimer",
      "text": "(a) The calculation of our net charge-offs to average loans excludes taxi medallion-related charge-offs...",
      "attrs": null,
      "subkind": null,
      "toolName": null,
      "toolSlug": null,
      "confidence": null,
      "componentId": "f8ec64d9-8796-4db0-8b77-54b51ead3c4b",
      "frameworkName": null,
      "frameworkSlug": null
    },
    {
      "bbox": {
        "h": 0.11,
        "w": 0.33,
        "x": 0.028,
        "y": 0.354
      },
      "kind": "table",
      "text": "Cumulative Total: NYCB: 107 bp, S&P U.S. BMI Banks Index: 2,436 bp",
      "attrs": null,
      "subkind": "data",
      "toolName": null,
      "toolSlug": null,
      "confidence": null,
      "componentId": "70880ae9-7c01-438e-bceb-46a46fff58f0",
      "frameworkName": null,
      "frameworkSlug": null
    },
    {
      "bbox": {
        "h": 0.05,
        "w": 0.84,
        "x": 0.08,
        "y": 0.155
      },
      "kind": "title",
      "text": "Our current and historical net charge-offs demonstrate non-performing loans result in low levels of actual losses.",
      "attrs": null,
      "subkind": "action-title",
      "toolName": null,
      "toolSlug": null,
      "confidence": null,
      "componentId": "3f0087f0-4c52-4a3b-9d8b-298a43f942ed",
      "frameworkName": null,
      "frameworkSlug": null
    },
    {
      "bbox": {
        "h": 0.035,
        "w": 0.165,
        "x": 0.136,
        "y": 0.055
      },
      "kind": "title",
      "text": "Credit quality",
      "attrs": null,
      "subkind": "headline",
      "toolName": null,
      "toolSlug": null,
      "confidence": null,
      "componentId": "064c00ec-5e7e-44c2-880b-3e3e0ff5fe64",
      "frameworkName": null,
      "frameworkSlug": null
    }
  ],
  "metrics": [],
  "tools": [],
  "frameworks": [
    {
      "name": "comparison_frame",
      "slug": null,
      "matchId": "319c7836-8564-458c-a26e-4adf970db7b1",
      "evidence": "Direct comparison between company performance and industry benchmark index.",
      "confidence": 0.9
    }
  ],
  "arcBeats": [
    {
      "to": 14,
      "from": 7,
      "beatId": "a3ac8ece-1630-44f5-b63a-9f578c6745bd",
      "arcName": "Monroe's Motivated Sequence",
      "arcSlug": "monroes-sequence",
      "beatName": "Satisfaction",
      "beatSlug": "monroes-sequence-satisfaction",
      "evidence": "The presentation provides detailed information on the company's asset quality, deposit base, and loan portfolio, satisfying the audience's need for information",
      "position": 2,
      "confidence": 0.8,
      "parentBeatName": "Turn",
      "parentBeatSlug": "turn"
    }
  ],
  "loops": [
    {
      "to": 14,
      "from": 4,
      "name": "Logic Chain",
      "slug": "01-logic-chain",
      "bestFor": "Skeptical audiences, controversial recommendations, rigorous analysis",
      "matchId": "f5d31a83-5cbe-40ea-8005-92dcf03e6381",
      "evidence": "The presentation uses a series of slides to build a logical chain of financial information",
      "position": 0,
      "objective": "To demonstrate the company's strong financial performance",
      "structure": "Premise 1 (Accepted truth) -> Premise 2 (Observed fact) -> Therefore... (Inevitable conclusion)",
      "confidence": 0.7,
      "description": "Build an airtight chain of logic where each premise leads inevitably to the conclusion"
    }
  ],
  "imagePathAlt": null,
  "thumbSrc": null,
  "thumbSrcAlt": null,
  "locked": true
}