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  "documentTitle": "Independent Bank Corp | Results Presentation Deck | 27 slides",
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  "presentationDate": "2023-07-01 00:00:00",
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      "text": "TCE ratio increased 15 bps; Repurchased 200,000 shares; Loan-to-deposit ratio of 81%; Continued hiring of productive bankers.",
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      "text": "Net income of $14.8 million, or $0.70 per diluted share, compared to $13.0 million, or $0.61 per diluted share, in 2Q22; Pre-tax, pre-provision income of $21.5 million; Increase in non-interest income; Growth in tangible book value.",
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      "text": "Total deposits down slightly; Total loans increased 14% annualized; New loan production focused on commercial clients; Asset quality exceptional with NPAs/Total Assets at 0.09%.",
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