{
  "docId": "019de075-5589-733b-ae32-fab003a1781b",
  "docSlug": "bcfdc56a0ec4873541110d7113e9109c",
  "documentTitle": "HomeStreet | Results Presentation Deck | 36 slides",
  "authorId": "homestreet",
  "authorName": "HomeStreet",
  "documentKindSlug": "conference-presentation",
  "documentKindLabel": "Conference presentation",
  "sourceTypeSlug": "investor_relations",
  "sourceTypeLabel": "Investor relations",
  "presentationDate": "2023-07-01 00:00:00",
  "orientation": "landscape",
  "aspectRatio": 1.3333334,
  "pageNumber": 6,
  "pageCount": 36,
  "prevPage": 5,
  "nextPage": 7,
  "slideType": "key_messages",
  "function": "present_solution",
  "density": "dense",
  "nDataPoints": 1,
  "notes": null,
  "elementsJson": null,
  "metadataConfidence": 0.95,
  "imagePath": null,
  "slideHref": "/slides/019de075-5589-733b-ae32-fab003a1781b/6",
  "deckHref": "/decks/019de075-5589-733b-ae32-fab003a1781b",
  "deckJsonHref": "/decks/019de075-5589-733b-ae32-fab003a1781b.json",
  "deckAnchorHref": "/decks/019de075-5589-733b-ae32-fab003a1781b#slide-6",
  "components": [
    {
      "bbox": {
        "h": 0.35,
        "w": 0.28,
        "x": 0.68,
        "y": 0.28
      },
      "kind": "callout",
      "text": "Higher Interest Rate Environment",
      "attrs": null,
      "subkind": "primary",
      "toolName": null,
      "toolSlug": null,
      "confidence": null,
      "componentId": "7f27f046-a974-4fcd-9f72-a3bd3fc27d2f",
      "frameworkName": null,
      "frameworkSlug": null
    },
    {
      "bbox": {
        "h": 0.04,
        "w": 0.15,
        "x": 0.83,
        "y": 0.02
      },
      "kind": "image",
      "text": "HomeStreet",
      "attrs": null,
      "subkind": "logo",
      "toolName": null,
      "toolSlug": null,
      "confidence": null,
      "componentId": "f54a2655-15e0-414d-b3ca-f9e57180485d",
      "frameworkName": null,
      "frameworkSlug": null
    },
    {
      "bbox": {
        "h": 0.1,
        "w": 0.5,
        "x": 0.05,
        "y": 0.63
      },
      "kind": "list",
      "text": "Substantially reduced production levels in 2023. Focus on variable rate loan production.",
      "attrs": null,
      "subkind": "bullet",
      "toolName": null,
      "toolSlug": null,
      "confidence": null,
      "componentId": "8c602b94-3d4e-45b1-b727-09ba61fb389a",
      "frameworkName": null,
      "frameworkSlug": null
    },
    {
      "bbox": {
        "h": 0.35,
        "w": 0.58,
        "x": 0.05,
        "y": 0.17
      },
      "kind": "list",
      "text": "Long term strategy to replace borrowings and certificates of deposit with transaction accounts through organic growth and acquisitions. Demonstrated ability to attract deposits at interest rates meaningfully below wholesale borrowing rates. Hedged borrowings ($1.6 billion) to mitigate risk of continued increases in interest rates. Utilize Fed Bank Term Funding Program to replace FHLB advances, hedge forward rate risk, better utilize collateral, and preserve contingent funding availability at the Federal Home Loan Bank and the Federal Reserve.",
      "attrs": null,
      "subkind": "bullet",
      "toolName": null,
      "toolSlug": null,
      "confidence": null,
      "componentId": "b28c03f2-0162-4054-80db-4c6a420b6cee",
      "frameworkName": null,
      "frameworkSlug": null
    },
    {
      "bbox": {
        "h": 0.04,
        "w": 0.12,
        "x": 0.05,
        "y": 0.12
      },
      "kind": "title",
      "text": "Strategy",
      "attrs": null,
      "subkind": "headline",
      "toolName": null,
      "toolSlug": null,
      "confidence": null,
      "componentId": "9d39267b-86f2-4f32-8a5b-35f3033d6113",
      "frameworkName": null,
      "frameworkSlug": null
    },
    {
      "bbox": {
        "h": 0.03,
        "w": 0.35,
        "x": 0.05,
        "y": 0.59
      },
      "kind": "title",
      "text": "Current loan production strategy",
      "attrs": null,
      "subkind": "headline",
      "toolName": null,
      "toolSlug": null,
      "confidence": null,
      "componentId": "b75b9092-60e3-4c04-805e-54c614e3d9f4",
      "frameworkName": null,
      "frameworkSlug": null
    }
  ],
  "metrics": [],
  "tools": [],
  "frameworks": [],
  "arcBeats": [
    {
      "to": 9,
      "from": 5,
      "beatId": "4b4a3d0c-a574-4c81-9c33-9f7b8fb46960",
      "arcName": "Monroe's Motivated Sequence",
      "arcSlug": "monroes-sequence",
      "beatName": "Interest",
      "beatSlug": "aida-interest",
      "evidence": "The deck generates interest by providing an overview of HomeStreet's strategy, funding, and liquidity considerations (p5-8).",
      "position": 1,
      "confidence": 0.8,
      "parentBeatName": "Complication",
      "parentBeatSlug": "complication"
    }
  ],
  "loops": [],
  "imagePathAlt": null,
  "thumbSrc": null,
  "thumbSrcAlt": null,
  "locked": true
}