{
  "docId": "019de075-5589-733b-ae32-fab003a1781b",
  "docSlug": "bcfdc56a0ec4873541110d7113e9109c",
  "documentTitle": "HomeStreet | Results Presentation Deck | 36 slides",
  "authorId": "homestreet",
  "authorName": "HomeStreet",
  "documentKindSlug": "conference-presentation",
  "documentKindLabel": "Conference presentation",
  "sourceTypeSlug": "investor_relations",
  "sourceTypeLabel": "Investor relations",
  "presentationDate": "2023-07-01 00:00:00",
  "orientation": "landscape",
  "aspectRatio": 1.3333334,
  "pageNumber": 3,
  "pageCount": 36,
  "prevPage": 2,
  "nextPage": 4,
  "slideType": "executive_summary",
  "function": "summarize",
  "density": "dense",
  "nDataPoints": 14,
  "notes": "The slide uses a background image of a bank branch and a callout box to contextualize the financial results.",
  "elementsJson": null,
  "metadataConfidence": 1,
  "imagePath": null,
  "slideHref": "/slides/019de075-5589-733b-ae32-fab003a1781b/3",
  "deckHref": "/decks/019de075-5589-733b-ae32-fab003a1781b",
  "deckJsonHref": "/decks/019de075-5589-733b-ae32-fab003a1781b.json",
  "deckAnchorHref": "/decks/019de075-5589-733b-ae32-fab003a1781b#slide-3",
  "components": [
    {
      "bbox": {
        "h": 0.3,
        "w": 0.28,
        "x": 0.68,
        "y": 0.35
      },
      "kind": "callout",
      "text": "HomeStreet's results reflect the challenges of rising interest rates and competition for deposits.",
      "attrs": null,
      "subkind": "primary",
      "toolName": null,
      "toolSlug": null,
      "confidence": null,
      "componentId": "3d9945fc-3641-407c-9902-0bdfaabf4f26",
      "frameworkName": null,
      "frameworkSlug": null
    },
    {
      "bbox": {
        "h": 0.7,
        "w": 0.6,
        "x": 0.05,
        "y": 0.15
      },
      "kind": "list",
      "text": "Quarterly Results: Net loss of $31.4 million, or $1.67 per share; Recorded $39.9 million goodwill impairment charge; Core net income of $3.2 million, or $0.17 per share; Net interest margin of 1.93%; Loans held for investment decreased by $50 million; Excluding broker deposits, total deposits decreased by $262 million to $5.9 billion; Uninsured deposits decreased to $495 million as of June 30, 2023 (7% of total deposits) from $1.0 billion as of March 31, 2023 (14% of total deposits); Nonperforming assets to total assets 0.44% on June 30, 2023; Book value per share of $28.10 and tangible book value per share of $27.50 on June 30, 2023. Year to date results: Net loss of $26.4 million, or $1.41 per share; Core net income of $8.2 million, or $0.44 per share; Net interest margin of 2.08%. Other Results: Declared and paid a quarterly cash dividend of $0.10 per share.",
      "attrs": null,
      "subkind": "bullet",
      "toolName": null,
      "toolSlug": null,
      "confidence": null,
      "componentId": "072792aa-b522-4870-81b0-4cc8b002dc3e",
      "frameworkName": null,
      "frameworkSlug": null
    },
    {
      "bbox": {
        "h": 0.03,
        "w": 0.4,
        "x": 0.05,
        "y": 0.96
      },
      "kind": "source-note",
      "text": "(1) See appendix for reconciliation of non-GAAP financial measures.",
      "attrs": null,
      "subkind": null,
      "toolName": null,
      "toolSlug": null,
      "confidence": null,
      "componentId": "09fc4819-29ef-42f7-9b7a-ddc0dbdd1212",
      "frameworkName": null,
      "frameworkSlug": null
    },
    {
      "bbox": {
        "h": 0.06,
        "w": 0.45,
        "x": 0.05,
        "y": 0.06
      },
      "kind": "title",
      "text": "Highlights and Developments",
      "attrs": null,
      "subkind": "headline",
      "toolName": null,
      "toolSlug": null,
      "confidence": null,
      "componentId": "71361cee-195b-4139-9809-69bcfdeaf163",
      "frameworkName": null,
      "frameworkSlug": null
    }
  ],
  "metrics": [],
  "tools": [
    {
      "name": "Executive summary",
      "slug": "executive-summary",
      "agent": null,
      "layer": "slide",
      "matchId": "9b9ad094-2049-4330-bf0e-3c8e4df25349",
      "evidence": "list/bullet: Quarterly Results: Net loss of $31.4 million, or $1.67 per share; Recorded $39.9 million goodwill impairment charge; Core net income of $3.2 million, or $0.17 per share; Net interest margin of 1.93%; Loans h",
      "confidence": 0.8
    }
  ],
  "frameworks": [],
  "arcBeats": [
    {
      "to": 4,
      "from": 3,
      "beatId": "da34288f-6c3f-4d87-a0e2-97acd5664674",
      "arcName": "Monroe's Motivated Sequence",
      "arcSlug": "monroes-sequence",
      "beatName": "Attention",
      "beatSlug": "aida-attention",
      "evidence": "The deck grabs attention with Highlights and Developments (p3) and Managing through challenging times (p4).",
      "position": 0,
      "confidence": 0.8,
      "parentBeatName": "Hook",
      "parentBeatSlug": "hook"
    }
  ],
  "loops": [],
  "imagePathAlt": null,
  "thumbSrc": null,
  "thumbSrcAlt": null,
  "locked": true
}