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  "documentTitle": "Hilltop Holdings | Results Presentation Deck | 20 slides",
  "authorId": "hilltop-holdings",
  "authorName": "Hilltop Holdings",
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  "sourceTypeLabel": "Investor relations",
  "presentationDate": "2023-07-01 00:00:00",
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  "pageNumber": 9,
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  "notes": "Includes a table of liquidity sources, a bar chart of deposit beta, and a combo chart of deposit balances and costs.",
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      "kind": "chart",
      "text": "Through the Cycle Interest-Bearing Deposit Beta chart showing growth from 16% in Q2 2022 to 58% in Q2 2023.",
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      "text": "Total available liquidity totaled ~$7.2 billion at June 30, 2023. Uninsured deposits, excluding collateralized deposits of $350.7 million, were $4.1 billion, or approximately 37% of total deposits.",
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      "kind": "paragraph",
      "text": "Marginal beta expectations of 75% - 100% for any additional Fed rate changes. Increased deposit rates in Q2 2023 to bring high balance deposit accounts more in line with peers.",
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      "kind": "source-note",
      "text": "(1) Available liquidity is net of utilization. (2) Deposit beta on PlainsCapital Bank deposits excluding HTS sweep and brokered deposits.",
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      "kind": "table",
      "text": "Available Liquidity table showing FHLB Capacity, Investment Portfolio, Fed Deposits, and total liquidity.",
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      "text": "Hilltop Holdings – Q2 2023 Liquidity Update",
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