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  "documentTitle": "First Western Financial | Results Presentation Deck | 20 slides",
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  "presentationDate": "2023-07-01 00:00:00",
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  "notes": "Includes both GAAP and non-GAAP (adjusted) metrics for Net Interest Margin.",
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      "text": "Net interest income decreased to $18.4 million, or 5.8%, from $19.6 million in 1Q23. Net interest income decreased from 1Q23 due to higher interest expense resulting from increase in average cost of deposits. Net interest margin decreased 20 bps to 2.73%, driven by the increase in interest bearing deposit costs offset partially by the increase in yields on average earning assets. Average loan yields increased 15 bps in June while average deposit costs were flat",
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