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  "notes": "The table tracks the movement of the allowance balance over five quarters from 2Q22 to 2Q23.",
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      "text": "$4.1MM provision for credit loss on loans in 2Q23 driven by net charge-offs, plus a $0.2MM reserve for unfunded commitments, for a total provision for credit loss of $4.3MM",
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      "text": "ACL coverage ratio increased to 1.16% for 2Q23",
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