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  "documentTitle": "Sezzle | Results Presentation Deck | 24 slides",
  "authorId": "sezzle",
  "authorName": "Sezzle",
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  "presentationDate": "2023-05-01 00:00:00",
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  "nDataPoints": 10,
  "notes": "The chart uses a dual-axis approach (bar for absolute dollars, line for percentage of UMS).",
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      "kind": "chart",
      "text": "Provision for Credit Losses ($US in millions)",
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      "text": "% of UMS",
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      "text": "Sezzle posted a new quarterly low in the Provision for Credit Losses. In addition to continuous improvement to the Company’s proprietary underwriting such as the Prophet Machine Learning Model launched in 2022, receivables originated in 2022 performed better than expected resulting in a benefit being recognized during 1Q23. The Company’s pursuit of topline growth in 2023 is anticipated to cause an increase in the Provision for Credit Losses. The Company plans to proactively manage this marginal uptick by evolving its Prophet Model.",
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      "text": "COMMENTARY",
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