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  "documentTitle": "New York Community Bancorp | Results Presentation Deck | 30 slides",
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  "authorName": "New York Community Bancorp",
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  "sourceTypeLabel": "Investor relations",
  "presentationDate": "2023-05-01 00:00:00",
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  "density": "overcrowded",
  "nDataPoints": 12,
  "notes": "Includes a dual-axis line chart for housing supply and a stacked bar chart for loan commitments.",
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      "text": "Home builder loan commitments ($mm)",
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      "text": "National relationship-based lending platform launched in 1Q16. Attractive asset class with good spreads (~375 bps). Meaningful cross-sell opportunities including warehouse loans, commercial deposits and purchase originations.",
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      "text": "Flagstar is well positioned. Focused on markets with strong housing fundamentals and higher growth potential. We do business with approximately 70 percent of the top 100 builders nationwide.",
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      "text": "Commitments are for loans classified as commercial real estate and commercial & industrial.",
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