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  "docSlug": "5fe1e6bb911e0425f34b86d881b71812",
  "documentTitle": "New York Community Bancorp | Results Presentation Deck | 30 slides",
  "authorId": "new-york-community-bancorp",
  "authorName": "New York Community Bancorp",
  "documentKindSlug": "conference-presentation",
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  "sourceTypeSlug": "investor_relations",
  "sourceTypeLabel": "Investor relations",
  "presentationDate": "2023-05-01 00:00:00",
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  "pageNumber": 12,
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  "slideType": "peer_benchmark",
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  "density": "dense",
  "nDataPoints": 58,
  "notes": "The chart highlights NYCB's consistently lower non-performing loan ratios compared to the industry benchmark across multiple economic cycles.",
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  "slideHref": "/slides/019de075-011e-713d-ad2a-7fdc4f1340f5/12",
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      "kind": "callout",
      "text": "Average NPLs/Total Loans NYCB: 0.45% S&P U.S. BMI Banks Index: 1.53%",
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      "text": "Non-Performing Loans/Total Loans",
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      "kind": "source-note",
      "text": "(a) Non-performing loans and total loans exclude covered loans and non-covered purchased credit-impaired (\"PCI\") loans. (b) Non-performing loans are defined as non-accrual loans and loans 90 days or more past due but still accruing interest.",
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      "text": "Our asset quality over various credit cycles has consistently been better than our industry peers",
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      "evidence": "The deck uses peer benchmarks to highlight the company's favorable asset quality metrics",
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      "structure": "Our Performance -> Industry Average -> Best-in-Class -> The Gap = The Opportunity",
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