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  "documentTitle": "Synchrony Financial | Results Presentation Deck | 16 slides",
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  "authorName": "Synchrony",
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  "presentationDate": "2023-04-01 00:00:00",
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  "notes": "The table tracks five key financial metrics: Loan Receivables Growth, Net Interest Margin, Net Charge-Offs, RSA/Average Loan Receivables, and Operating Expenses.",
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      "text": "(comments and trends in comparison to 2022, except where noted)",
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      "text": "Key Driver, Previous, Current, Trends / Update. Loan Receivables Growth, 8-10%, 10+%, 1Q Purchase Volume growth & payment rate moderation exceeded expectations. Net Interest Margin, 15.00-15.25%, No change, 1Q deposit betas trended better than expected.",
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