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  "documentTitle": "South Plains Financial | Results Presentation Deck | 23 slides",
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  "authorName": "South Plains Financial",
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  "presentationDate": "2023-04-01 00:00:00",
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      "text": "Noninterest-bearing deposits to total deposits was 31.7% in 1Q'23, compared to 33.8% in 4Q'22.",
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      "text": "Cost of interest-bearing deposits increased to 2.03% in 1Q'23 from 1.52% in 4Q'22. Average cost of deposits was 136 bps vs 97 bps in 4Q'22. Time deposits represent 8% of total.",
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