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  "documentTitle": "Pathward Financial | Results Presentation Deck | 34 slides",
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  "presentationDate": "2023-04-01 00:00:00",
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      "kind": "chart",
      "text": "Net Interest Margin and Loan Yields",
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      "text": "Total Loan and Lease Portfolio Pricing Attributes",
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      "text": "As of March 31, 2023, $1.3B, or 35% of loans and leases contained floating or variable interest rates. As of March 31, 2023, all variable loans with floors were at or above their floors. Continued lag expected before loans fully reprice.",
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      "text": "1 Fixed rate loans and leases are shown for contractual periods. 1 Declines in NIM in FY20 and FY21 associated with elevated cash balances. 2 Non-GAAP NIM includes contractual card processing expenses.",
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      "text": "Loan Portfolio Interest Rate Sensitivity",
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