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      "text": "Equipment Finance: Loan and lease financing... Typically secured with mission-critical equipment... Borrowers range from start-up to investment grade... Primarily fixed rate... Flexibility to sell direct origination",
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      "text": "Working Capital Finance: Provides working capital for new or growing companies... Primarily variable rate loans... Bank typically has dominion of funds... Heavily collateral-managed... Historically excels during economic downturns",
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      "text": "Structured Finance: Funding to small/midsized businesses... SBA, USDA, conventional loans... Debt refinance, leveraged acquisitions... SBA/USDA guarantees sold on secondary market",
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