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  "notes": "The table compares three-month and six-month periods ending March 31, 2023, against the prior year.",
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      "text": "Total tax product revenue is up slightly through the six months ended March 31, 2023. RA originations of $1.46 billion compared to $1.83 billion in the 2022 tax season. Provision for tax services products increased.",
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      "text": "Refund advances (“RAs”) and refund transfers (“RTs”) leverage Banking as a Service (“BaaS”) infrastructure and are core to Pathward's purpose, allowing consumers quicker access to their money.",
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      "text": "Approximate loss rate calculated by taking provision for loan & lease losses divided by total refund advance originations.",
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