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      "text": "(1) Annualized.",
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      "text": "Net interest income: 38,441 / 33,001; Taxable equivalent adjustment: 439 / 482; Net interest income - taxable equivalent: 38,880 / 33,483; Net interest margin (GAAP): 3.29% / 2.96%; Net interest margin (FTE): 3.33% / 3.00%",
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