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  "documentTitle": "New York Community Bancorp | Results Presentation Deck | 28 slides",
  "authorId": "new-york-community-bancorp",
  "authorName": "New York Community Bancorp",
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  "sourceTypeSlug": "investor_relations",
  "sourceTypeLabel": "Investor relations",
  "presentationDate": "2023-03-01 00:00:00",
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  "pageNumber": 19,
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  "density": "overcrowded",
  "nDataPoints": 18,
  "notes": "Includes a competitive landscape table and a breakdown of loan collateral types.",
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  "slideHref": "/slides/019de074-956b-73b2-a395-99a95aa06148/19",
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      "kind": "chart",
      "text": "FBC warehouse loan commitments ($bn)",
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      "text": "Collateral Breakdown",
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      "kind": "paragraph",
      "text": "Warehouse - $3.5bn (12/31/22)\nNational relationship-based lending platform with approximately 594 active relationships nationwide, of which approximately 42% sell a portion of their loans to NYCB\nAttractive asset class with good spreads and low credit risk\nWell positioned to hold market share, leveraging relationships in complementary lines of business, including home builder finance and mortgage originations",
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      "kind": "paragraph",
      "text": "Net charge-offs and Collateral Breakdown\nLoans are fully collateralized by mortgage loans being funded which are paid off once the loan is sold\nHistorical net charge-offs on this portfolio prior to acquisition have been zero for the past 9 years",
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      "kind": "source-note",
      "text": "Source: Inside Mortgage Finance Report published on September 1, 2022, with balances as of June 2022.",
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      "text": "Lenders ranked by commitments ($mm)",
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      "text": "Warehouse lending",
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