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  "documentTitle": "Silicon Valley Bank | Results Presentation Deck | 53 slides",
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  "presentationDate": "2023-01-01 00:00:00",
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  "notes": "The slide uses a waterfall-style logic to explain the increase in reserves from 822M to 939M.",
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      "text": "vs. ~6% average Early-Stage NCOs over 2008-2010",
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      "text": "Weightings applied to Moody's December economic scenarios: 40% baseline, 30% downside, 30% upside. Baseline scenario assumptions: 4.19% peak unemployment in Q4'23, 0.96% 1 year GDP decline",
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