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  "documentTitle": "Signature Bank | Results Presentation Deck | 30 slides",
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  "authorName": "Signature Bank",
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  "presentationDate": "2023-01-01 00:00:00",
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  "notes": "Includes a specific callout for taxi medallion losses between 2016-2018.",
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      "text": "Total Net Charge offs / Average Loans",
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      "kind": "disclaimer",
      "text": "1) Source: S&P Global Market Intelligence as of 12/31/2021, Top 50 US Banks by asset size excluding foreign banks and non-lending institutions. 2) Signature Bank's losses from 2016 – 2018 were predominantly due to taxi medallion write-downs.",
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      "text": "Our philosophy at Signature Bank starts with the executive management team's conservative credit culture and emanates throughout the organization. We hire experienced bankers with a known and proven track record. The combination of our veteran banking teams coupled with our high-quality and experienced senior underwriters have led to nearly two decades of out-performing the industry. The Bank has experienced an average annual net charge off ratio of 0.25% since its founding in 2001, versus 0.91% for Top 50 US Banks(1) by asset size over the same period",
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      "text": "History of Superior Credit Quality:",
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      "kind": "title",
      "text": "Loan Portfolio – Strong Credit History",
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