{
  "docId": "019de074-3c17-7729-8b13-74dd32484218",
  "docSlug": "3a4421154b9853afd3486a8eefc7ebe1",
  "documentTitle": "Pathward Financial | Results Presentation Deck | 25 slides",
  "authorId": "pathward-financial",
  "authorName": "Pathward Financial",
  "documentKindSlug": "conference-presentation",
  "documentKindLabel": "Conference presentation",
  "sourceTypeSlug": "investor_relations",
  "sourceTypeLabel": "Investor relations",
  "presentationDate": "2023-01-01 00:00:00",
  "orientation": "landscape",
  "aspectRatio": 1.7777778,
  "pageNumber": 23,
  "pageCount": 25,
  "prevPage": 22,
  "nextPage": 24,
  "slideType": "appendix_data",
  "function": "analyze_data",
  "density": "balanced",
  "nDataPoints": 45,
  "notes": "The table shows the impact of excluding tax services on NCO ratios.",
  "elementsJson": null,
  "metadataConfidence": 1,
  "imagePath": null,
  "slideHref": "/slides/019de074-3c17-7729-8b13-74dd32484218/23",
  "deckHref": "/decks/019de074-3c17-7729-8b13-74dd32484218",
  "deckJsonHref": "/decks/019de074-3c17-7729-8b13-74dd32484218.json",
  "deckAnchorHref": "/decks/019de074-3c17-7729-8b13-74dd32484218#slide-23",
  "components": [
    {
      "bbox": {
        "h": 0.025,
        "w": 0.731,
        "x": 0.153,
        "y": 0.611
      },
      "kind": "source-note",
      "text": "1 Tax Services NCOs and average loans are excluded to adjust for the cyclicality of activity related to the overall economics of the Company's tax services business line.",
      "attrs": null,
      "subkind": null,
      "toolName": null,
      "toolSlug": null,
      "confidence": null,
      "componentId": "bb08f79b-6d32-4936-a517-c8d9a852034e",
      "frameworkName": null,
      "frameworkSlug": null
    },
    {
      "bbox": {
        "h": 0.356,
        "w": 0.694,
        "x": 0.153,
        "y": 0.238
      },
      "kind": "table",
      "text": "Reconciliation table showing Net Charge-offs, Tax services adjustments, and resulting ratios for 5 quarters.",
      "attrs": null,
      "subkind": "data",
      "toolName": null,
      "toolSlug": null,
      "confidence": null,
      "componentId": "735d93d2-d052-423c-a085-675a4492df9a",
      "frameworkName": null,
      "frameworkSlug": null
    },
    {
      "bbox": {
        "h": 0.083,
        "w": 0.464,
        "x": 0.064,
        "y": 0.033
      },
      "kind": "title",
      "text": "Non-GAAP Reconciliation",
      "attrs": null,
      "subkind": "headline",
      "toolName": null,
      "toolSlug": null,
      "confidence": null,
      "componentId": "f3b4ccd7-2e13-49e6-a846-81ece007ff2b",
      "frameworkName": null,
      "frameworkSlug": null
    },
    {
      "bbox": {
        "h": 0.021,
        "w": 0.506,
        "x": 0.16,
        "y": 0.183
      },
      "kind": "title",
      "text": "Adjusted Annualized NCOs and Adjusted Loans and Leases",
      "attrs": null,
      "subkind": "subtitle",
      "toolName": null,
      "toolSlug": null,
      "confidence": null,
      "componentId": "65ce2951-f67c-4f8e-9ec1-22da768bca96",
      "frameworkName": null,
      "frameworkSlug": null
    }
  ],
  "metrics": [],
  "tools": [
    {
      "name": "Table data",
      "slug": "table-data",
      "agent": null,
      "layer": "slide",
      "matchId": "6f6fb45c-c836-4927-8931-005dc4aed5b4",
      "evidence": "Reconciliation table showing Net Charge-offs, Tax services adjustments, and resulting ratios for 5 quarters.",
      "confidence": 0.9
    }
  ],
  "frameworks": [],
  "arcBeats": [
    {
      "to": 25,
      "from": 21,
      "beatId": "3ca4a679-cc25-4c99-a3b3-63c8802068a4",
      "arcName": "The Sequoia Pitch",
      "arcSlug": "sequoia-pitch",
      "beatName": "Appendix",
      "beatSlug": null,
      "evidence": "The deck includes an appendix with additional data and information.",
      "position": 3,
      "confidence": 0.7,
      "parentBeatName": null,
      "parentBeatSlug": null
    }
  ],
  "loops": [],
  "imagePathAlt": null,
  "thumbSrc": null,
  "thumbSrcAlt": null,
  "locked": true
}