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  "documentTitle": "Pathward Financial | Results Presentation Deck | 25 slides",
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  "presentationDate": "2023-01-01 00:00:00",
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  "notes": "Includes three combo charts (bar/line) and a summary list of key credit metrics.",
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      "text": "Nonperforming Assets (NPAs)",
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      "text": "Non-GAAP financial measures, see appendix for reconciliations. Tax services NCOs and related seasonal average loans excluded to adjust for the cyclicality of activity related to the overall economics of the tax services business line.",
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      "text": "KEY CREDIT METRICS: Annualized adjusted net charge-offs, Allowance for credit loss, 1Q23 allowance increase drivers, NPAs/NPLs increase drivers.",
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      "kind": "title",
      "text": "Asset Quality",
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