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  "documentTitle": "New York Community Bancorp | Results Presentation Deck | 26 slides",
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  "authorName": "New York Community Bancorp",
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  "sourceTypeSlug": "investor_relations",
  "sourceTypeLabel": "Investor relations",
  "presentationDate": "2022-11-01 00:00:00",
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  "pageNumber": 16,
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  "density": "dense",
  "nDataPoints": 60,
  "notes": "The chart highlights NYCB's consistently lower non-performing loan ratios compared to the industry index across multiple economic cycles.",
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  "slideHref": "/slides/019de074-07e3-7108-9649-d592b4071892/16",
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      "kind": "callout",
      "text": "Average NPLs/Total Loans: NYCB 0.46%, S&P U.S. BMI Banks Index 1.57%",
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      "text": "(a) Non-performing loans and total loans exclude covered loans and non-covered purchased credit-impaired (“PCI”) loans. (b) Non-performing loans are defined as non-accrual loans and loans 90 days or more past due but still accruing interest.",
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      "text": "S&P U.S. BMI Banks Index (grey) vs NYCB (gold)",
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      "kind": "title",
      "text": "Our asset quality over various credit cycles has consistently been better than our industry peers...",
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