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      "text": "These statements are based on management's expectations and assumptions and are subject to risks and uncertainties that may cause actual results to differ materially from those expressed. These risks and uncertainties include those risk factors described and discussed in Part I, \"Item 1A. Risk Factors\" of the Annual Report on Form 10-K for the year ended June 30, 2022.",
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      "text": "Changes in laws and regulations; reliance on small number of clients; security breaches; Covid-19 impact; securities market declines; service provider failure; system disasters; economic/geopolitical conditions; retention/sales success; tech pace; competition; personnel; acquisitions.",
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