{
  "docId": "019de073-e08f-741f-99d4-6af8fd6b45a9",
  "docSlug": "532fb7c5b16dc06159b9fee0f614d0e2",
  "documentTitle": "Wintrust Financial | Results Presentation Deck | 23 slides",
  "authorId": "wintrust-financial",
  "authorName": "Wintrust Financial",
  "documentKindSlug": "conference-presentation",
  "documentKindLabel": "Conference presentation",
  "sourceTypeSlug": "investor_relations",
  "sourceTypeLabel": "Investor relations",
  "presentationDate": "2022-10-01 00:00:00",
  "orientation": "landscape",
  "aspectRatio": 1.2938006,
  "pageNumber": 13,
  "pageCount": 23,
  "prevPage": 12,
  "nextPage": 14,
  "slideType": "kpi_overview",
  "function": "analyze_data",
  "density": "dense",
  "nDataPoints": 28,
  "notes": "Includes a waterfall chart showing the bridge between Q2 2022 and Q3 2022 non-interest expenses.",
  "elementsJson": null,
  "metadataConfidence": 1,
  "imagePath": null,
  "slideHref": "/slides/019de073-e08f-741f-99d4-6af8fd6b45a9/13",
  "deckHref": "/decks/019de073-e08f-741f-99d4-6af8fd6b45a9",
  "deckJsonHref": "/decks/019de073-e08f-741f-99d4-6af8fd6b45a9.json",
  "deckAnchorHref": "/decks/019de073-e08f-741f-99d4-6af8fd6b45a9#slide-13",
  "components": [
    {
      "bbox": {
        "h": 0.35,
        "w": 0.45,
        "x": 0.03,
        "y": 0.15
      },
      "kind": "chart",
      "text": "Relatively Steady Staffing Expense Trend Despite Wage Pressure",
      "attrs": null,
      "subkind": "bar-stacked",
      "toolName": null,
      "toolSlug": null,
      "confidence": null,
      "componentId": "24e9c454-faa8-4fec-a7f5-fb97e8e08ec7",
      "frameworkName": null,
      "frameworkSlug": null
    },
    {
      "bbox": {
        "h": 0.35,
        "w": 0.42,
        "x": 0.55,
        "y": 0.15
      },
      "kind": "chart",
      "text": "Improving Efficiency Ratio as Revenue Increases Without Commensurate Increase in Expenses",
      "attrs": null,
      "subkind": "bar-vertical",
      "toolName": null,
      "toolSlug": null,
      "confidence": null,
      "componentId": "63bd39a5-a27a-4287-aa90-aa0bc2206d3f",
      "frameworkName": null,
      "frameworkSlug": null
    },
    {
      "bbox": {
        "h": 0.35,
        "w": 0.42,
        "x": 0.55,
        "y": 0.6
      },
      "kind": "chart",
      "text": "Increasing Investment in Digital Infrastructure",
      "attrs": null,
      "subkind": "bar-vertical",
      "toolName": null,
      "toolSlug": null,
      "confidence": null,
      "componentId": "9506145f-45c3-4b25-88eb-793b213fd132",
      "frameworkName": null,
      "frameworkSlug": null
    },
    {
      "bbox": {
        "h": 0.35,
        "w": 0.45,
        "x": 0.03,
        "y": 0.6
      },
      "kind": "chart",
      "text": "Increase Driven by Minimum Wage Increase and Incentive Compensation",
      "attrs": null,
      "subkind": "waterfall-bridge",
      "toolName": null,
      "toolSlug": null,
      "confidence": null,
      "componentId": "59995beb-694a-47ce-bc6c-36824cbaa3d4",
      "frameworkName": null,
      "frameworkSlug": null
    },
    {
      "bbox": {
        "h": 0.05,
        "w": 0.35,
        "x": 0.03,
        "y": 0.02
      },
      "kind": "title",
      "text": "Non-Interest Expense",
      "attrs": null,
      "subkind": "headline",
      "toolName": null,
      "toolSlug": null,
      "confidence": null,
      "componentId": "528d35be-1bb2-4e5e-9a43-a990a11f59c7",
      "frameworkName": null,
      "frameworkSlug": null
    },
    {
      "bbox": {
        "h": 0.02,
        "w": 0.3,
        "x": 0.03,
        "y": 0.07
      },
      "kind": "title",
      "text": "Conservative and consistent operating philosophy",
      "attrs": null,
      "subkind": "subtitle",
      "toolName": null,
      "toolSlug": null,
      "confidence": null,
      "componentId": "4ad5c657-1eb1-43ef-825f-aa4fdefb9bd9",
      "frameworkName": null,
      "frameworkSlug": null
    }
  ],
  "metrics": [],
  "tools": [
    {
      "name": "Waterfall / value bridge",
      "slug": "waterfall-bridge",
      "agent": null,
      "layer": "slide",
      "matchId": "f8e60a4e-0148-48d9-b04f-635a6f277de6",
      "evidence": "chart/waterfall-bridge: Increase Driven by Minimum Wage Increase and Incentive Compensation",
      "confidence": 0.8
    }
  ],
  "frameworks": [
    {
      "name": "waterfall-bridge",
      "slug": null,
      "matchId": "61235bb6-72b0-46c8-8631-3c5f8177a3fc",
      "evidence": "Waterfall chart used to explain the change in non-interest expense between Q2 and Q3 2022.",
      "confidence": 1
    }
  ],
  "arcBeats": [
    {
      "to": 15,
      "from": 10,
      "beatId": "ae28de58-fa3b-42c9-89a1-555e67b5862b",
      "arcName": "The Sparkline",
      "arcSlug": "sparkline",
      "beatName": "Desire",
      "beatSlug": "aida-desire",
      "evidence": "Slides 10-15 highlight the company's loan portfolio and credit quality, creating a desire to learn more about Wintrust Financial's financial performance.",
      "position": 2,
      "confidence": 0.8,
      "parentBeatName": "Evidence",
      "parentBeatSlug": "evidence"
    }
  ],
  "loops": [
    {
      "to": 15,
      "from": 10,
      "name": "Cost Of Inaction",
      "slug": "27-cost-of-inaction",
      "bestFor": "Urgent budget requests, compliance, risk mitigation",
      "matchId": "e241c0bf-fed5-43c8-a8ad-9f8ddf910549",
      "evidence": "The document highlights the benefits of Wintrust Financial's loan portfolio and credit quality, implying that not taking action would result in missed opportunities.",
      "position": 0,
      "objective": "What are the benefits of Wintrust Financial's loan portfolio and credit quality?",
      "structure": "The Status Quo -> The Hidden Costs Accumulating -> The Future State of Inaction -> The Tipping Point",
      "confidence": 0.6,
      "description": "Quantify what happens if the audience does nothing"
    }
  ],
  "imagePathAlt": null,
  "thumbSrc": null,
  "thumbSrcAlt": null,
  "locked": true
}