{
  "docId": "019de073-e08f-741f-99d4-6af8fd6b45a9",
  "docSlug": "532fb7c5b16dc06159b9fee0f614d0e2",
  "documentTitle": "Wintrust Financial | Results Presentation Deck | 23 slides",
  "authorId": "wintrust-financial",
  "authorName": "Wintrust Financial",
  "documentKindSlug": "conference-presentation",
  "documentKindLabel": "Conference presentation",
  "sourceTypeSlug": "investor_relations",
  "sourceTypeLabel": "Investor relations",
  "presentationDate": "2022-10-01 00:00:00",
  "orientation": "landscape",
  "aspectRatio": 1.2938006,
  "pageNumber": 11,
  "pageCount": 23,
  "prevPage": 10,
  "nextPage": 12,
  "slideType": "kpi_overview",
  "function": "analyze_data",
  "density": "overcrowded",
  "nDataPoints": 24,
  "notes": "Includes a waterfall chart for NIM bridge and a donut chart for loan maturity/repricing mix.",
  "elementsJson": null,
  "metadataConfidence": 1,
  "imagePath": null,
  "slideHref": "/slides/019de073-e08f-741f-99d4-6af8fd6b45a9/11",
  "deckHref": "/decks/019de073-e08f-741f-99d4-6af8fd6b45a9",
  "deckJsonHref": "/decks/019de073-e08f-741f-99d4-6af8fd6b45a9.json",
  "deckAnchorHref": "/decks/019de073-e08f-741f-99d4-6af8fd6b45a9#slide-11",
  "components": [
    {
      "bbox": {
        "h": 0.35,
        "w": 0.46,
        "x": 0.52,
        "y": 0.58
      },
      "kind": "chart",
      "text": "Interest Rate Sensitivity Well Positioned for Future Rate Hikes",
      "attrs": null,
      "subkind": "bar-grouped",
      "toolName": null,
      "toolSlug": null,
      "confidence": null,
      "componentId": "3ed4a2af-cb80-4805-84ba-cc630b349c96",
      "frameworkName": null,
      "frameworkSlug": null
    },
    {
      "bbox": {
        "h": 0.4,
        "w": 0.48,
        "x": 0.02,
        "y": 0.11
      },
      "kind": "chart",
      "text": "Significant Expansion of NIM Continued to Drive NII Higher",
      "attrs": null,
      "subkind": "bar-vertical",
      "toolName": null,
      "toolSlug": null,
      "confidence": null,
      "componentId": "a321f3bf-ad23-4f63-aebc-42b505657d88",
      "frameworkName": null,
      "frameworkSlug": null
    },
    {
      "bbox": {
        "h": 0.35,
        "w": 0.48,
        "x": 0.02,
        "y": 0.58
      },
      "kind": "chart",
      "text": "Loan Mix Supports Interest Rate Sensitivity (as of 9/30/2022)",
      "attrs": null,
      "subkind": "donut",
      "toolName": null,
      "toolSlug": null,
      "confidence": null,
      "componentId": "65164515-e3ef-4c75-9af7-5a580580e53e",
      "frameworkName": null,
      "frameworkSlug": null
    },
    {
      "bbox": {
        "h": 0.4,
        "w": 0.46,
        "x": 0.52,
        "y": 0.11
      },
      "kind": "chart",
      "text": "Upward Repricing of Earning Assets Significantly Outpaced Funding Costs",
      "attrs": null,
      "subkind": "waterfall-bridge",
      "toolName": null,
      "toolSlug": null,
      "confidence": null,
      "componentId": "50f21004-2a9b-4359-8d9c-afdc63b418fb",
      "frameworkName": null,
      "frameworkSlug": null
    },
    {
      "bbox": {
        "h": 0.08,
        "w": 0.46,
        "x": 0.52,
        "y": 0.91
      },
      "kind": "disclaimer",
      "text": "1 Static Shock Scenario results incorporate actual cash flows and repricing characteristics... 2 Ramp Scenario results incorporate management's projections...",
      "attrs": null,
      "subkind": null,
      "toolName": null,
      "toolSlug": null,
      "confidence": null,
      "componentId": "5198869f-9370-4e1c-b654-9f5207cda284",
      "frameworkName": null,
      "frameworkSlug": null
    },
    {
      "bbox": {
        "h": 0.03,
        "w": 0.6,
        "x": 0.02,
        "y": 0.06
      },
      "kind": "title",
      "text": "Net interest margin benefiting from rising loan yields and prudent deployment of liquidity to fund loan growth",
      "attrs": null,
      "subkind": "action-title",
      "toolName": null,
      "toolSlug": null,
      "confidence": null,
      "componentId": "02e39fab-8309-48a9-90f7-442709596e09",
      "frameworkName": null,
      "frameworkSlug": null
    },
    {
      "bbox": {
        "h": 0.04,
        "w": 0.35,
        "x": 0.02,
        "y": 0.02
      },
      "kind": "title",
      "text": "Net Interest Income/Margin",
      "attrs": null,
      "subkind": "headline",
      "toolName": null,
      "toolSlug": null,
      "confidence": null,
      "componentId": "c7392602-4324-40e8-beeb-58ec1141e499",
      "frameworkName": null,
      "frameworkSlug": null
    }
  ],
  "metrics": [],
  "tools": [
    {
      "name": "Waterfall / value bridge",
      "slug": "waterfall-bridge",
      "agent": null,
      "layer": "slide",
      "matchId": "c13f2939-bfb3-4620-a6d9-14eb6c51b9d0",
      "evidence": "chart/waterfall-bridge: Upward Repricing of Earning Assets Significantly Outpaced Funding Costs",
      "confidence": 0.8
    }
  ],
  "frameworks": [
    {
      "name": "waterfall-bridge",
      "slug": null,
      "matchId": "4c1c7337-d4ed-434d-aacc-3a2550bebaf4",
      "evidence": "NIM bridge chart showing components of change",
      "confidence": 1
    }
  ],
  "arcBeats": [
    {
      "to": 15,
      "from": 10,
      "beatId": "ae28de58-fa3b-42c9-89a1-555e67b5862b",
      "arcName": "The Sparkline",
      "arcSlug": "sparkline",
      "beatName": "Desire",
      "beatSlug": "aida-desire",
      "evidence": "Slides 10-15 highlight the company's loan portfolio and credit quality, creating a desire to learn more about Wintrust Financial's financial performance.",
      "position": 2,
      "confidence": 0.8,
      "parentBeatName": "Evidence",
      "parentBeatSlug": "evidence"
    }
  ],
  "loops": [
    {
      "to": 15,
      "from": 10,
      "name": "Cost Of Inaction",
      "slug": "27-cost-of-inaction",
      "bestFor": "Urgent budget requests, compliance, risk mitigation",
      "matchId": "e241c0bf-fed5-43c8-a8ad-9f8ddf910549",
      "evidence": "The document highlights the benefits of Wintrust Financial's loan portfolio and credit quality, implying that not taking action would result in missed opportunities.",
      "position": 0,
      "objective": "What are the benefits of Wintrust Financial's loan portfolio and credit quality?",
      "structure": "The Status Quo -> The Hidden Costs Accumulating -> The Future State of Inaction -> The Tipping Point",
      "confidence": 0.6,
      "description": "Quantify what happens if the audience does nothing"
    }
  ],
  "imagePathAlt": null,
  "thumbSrc": null,
  "thumbSrcAlt": null,
  "locked": true
}