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  "documentTitle": "United Community Banks | Results Presentation Deck | 24 slides",
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  "presentationDate": "2022-10-01 00:00:00",
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      "text": "Net Charge-Offs as % of Average Loans",
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      "text": "3Q22 net charge-offs of $1.1 million, or 0.03% of average loans, annualized. Non-performing assets increased by $1.1 million during the quarter and were 0.24% of total loans. Special mention loans increased from $285 million in 2Q22 to $312 million in 3Q22. Substandard accruing loans improved quarter-over-quarter from $177 million in 2Q22 to $160 million in 3Q22.",
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