{
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  "docSlug": "bc226d3cc86a717175383775d6d3694c",
  "documentTitle": "United Community Banks | Results Presentation Deck | 24 slides",
  "authorId": "united-community-banks",
  "authorName": "United Community Banks",
  "documentKindSlug": "conference-presentation",
  "documentKindLabel": "Conference presentation",
  "sourceTypeSlug": "investor_relations",
  "sourceTypeLabel": "Investor relations",
  "presentationDate": "2022-10-01 00:00:00",
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  "pageNumber": 13,
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  "notes": "The chart shows a stacked bar breakdown of income sources: Service Charges, Brokerage/Wealth Mgmt, Mortgage, Loan sale gains, and Other.",
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  "imagePath": null,
  "slideHref": "/slides/019de073-de7b-76c5-8614-a70c66eb612d/13",
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      "kind": "chart",
      "text": "Stacked bar chart showing noninterest income components from 3Q21 to 3Q22",
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      "kind": "list",
      "text": "Linked Quarter: Fees were down $1.5 million. Mortgage fees down $674k. Rate locks $456M. 57% variable. MSR gain $2.4M. Gain on sale 3.14%. SBA/USDA volume up. Equipment finance $693k. BOLI gains $650k. Year-over-Year: Fees down $8.2M. Mortgage locks $456M vs $731M.",
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      "kind": "title",
      "text": "Noninterest Income",
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      "evidence": "The slide contains a stacked bar chart showing noninterest income components.",
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      "arcName": "The Sequoia Pitch",
      "arcSlug": "sequoia-pitch",
      "beatName": "Financials",
      "beatSlug": "sequoia-pitch-financials",
      "evidence": "The deck provides detailed financial information, including long-term performance, deposit franchise, loan portfolio, and credit quality",
      "position": 1,
      "confidence": 0.8,
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  "loops": [
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      "name": "Cost Of Inaction",
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      "bestFor": "Urgent budget requests, compliance, risk mitigation",
      "matchId": "b587d517-391b-4d03-8ba9-2fe6b17d8330",
      "evidence": "The presentation showcases the bank's financial performance and credit quality",
      "position": 0,
      "objective": "Highlighting the benefits of United Community Banks' performance",
      "structure": "The Status Quo -> The Hidden Costs Accumulating -> The Future State of Inaction -> The Tipping Point",
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