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  "documentTitle": "United Community Banks | Results Presentation Deck | 24 slides",
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  "authorName": "United Community Banks",
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  "presentationDate": "2022-10-01 00:00:00",
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  "notes": "Includes a waterfall chart for TBV per share and a stacked bar chart for capital ratios.",
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      "kind": "chart",
      "text": "Risk-Based Capital Ratios",
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      "text": "3Q22 capital ratios increased and are above peers; The leverage ratio increased 27 bps to 9.3% as compared to 2Q22; Quarterly dividend of $0.22 per share, an increase of 10% YOY; There were no share repurchases during 3Q22; Net unrealized securities losses in AOCI increased by $76.9 million to $345 million in 3Q22; AFS securities portfolio of $3.9 billion with a 3.5 year duration",
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      "text": "*3Q22 regulatory capital ratios are preliminary",
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      "evidence": "The deck provides detailed financial information, including long-term performance, deposit franchise, loan portfolio, and credit quality",
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