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  "documentTitle": "Silicon Valley Bank | Results Presentation Deck | 52 slides",
  "authorId": "silicon-valley-bank",
  "authorName": "SVB",
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  "sourceTypeLabel": "Investor relations",
  "presentationDate": "2022-10-01 00:00:00",
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  "pageNumber": 11,
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  "nDataPoints": 25,
  "notes": "The slide uses a table to show the impact of interest rate changes on NII, with specific assumptions listed for each period.",
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  "slideHref": "/slides/019de073-d44f-7773-a922-9efa224ca52f/11",
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      "kind": "callout",
      "text": "Each percentage point decrease in NIB % of total deposits reduces estimated NII benefit by ~$3M (pre-tax). Each percentage point increase in deposit beta reduces estimated NII benefit by ~$2M (pre-tax).",
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      "text": "Recent interest rate risk management activity: Unwound $6B AFS fair value hedges, Termed out $10B borrowings, Executed $550M receive floating swaps.",
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      "text": "Client investment fees continue to benefit from rate hikes. Estimated increase in annualized pre-tax client investment fees for each 25 bp increase in short-term rates: Client investment fees + ~$20-40M, Client investment fee margin + ~1-2 bps.",
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      "text": "Footnotes 1-4 regarding methodology and assumptions.",
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      "text": "Table showing NII impact, NIB %, deposit beta, and balance sheet assumptions for 6/30/22, 9/30/22, and Q4'22 expectations.",
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      "text": "Flexible liquidity solutions can help regain some asset sensitivity when VC deployment increases and client funds growth returns",
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      "text": "Deposit mix shift and beta are pressuring asset sensitivity",
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