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  "documentTitle": "Silicon Valley Bank | Results Presentation Deck | 52 slides",
  "authorId": "silicon-valley-bank",
  "authorName": "SVB",
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  "presentationDate": "2022-10-01 00:00:00",
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  "pageNumber": 10,
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  "nDataPoints": 14,
  "notes": "Includes three donut charts and six key performance metrics related to deposit beta and interest rates.",
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      "kind": "chart",
      "text": "Total client funds distribution",
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      "kind": "chart",
      "text": "Deposits vs OBS split",
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      "kind": "metric",
      "text": "~45-50% Estimated 12/31/22 noninterest-bearing share",
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      "text": "~65% Expected through-the-cycle interest-bearing deposit beta",
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      "text": "53% 9/30/22 noninterest-bearing share",
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      "kind": "metric",
      "text": "83 bps 9/30/22 weighted average spot deposit rate",
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      "text": "56% 9/30/22 YTD interest-bearing deposit beta",
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      "kind": "paragraph",
      "text": "When client funds growth returns, these flexible liquidity solutions can help us optimize our deposit rates and mix by shifting higher-cost deposits off-balance sheet",
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      "text": "Leveraging flexible liquidity solutions to mitigate deposit outflows",
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