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  "documentTitle": "Hilltop Holdings | Results Presentation Deck | 19 slides",
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  "authorName": "Hilltop Holdings",
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  "presentationDate": "2022-10-01 00:00:00",
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  "notes": "The chart uses a waterfall bridge structure to explain the change in ACL over the period.",
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      "kind": "chart",
      "text": "Allowance for Credit Losses at Period End",
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      "text": "Applied Moody’s Analytics September 2022 single macroeconomic alternative (S7) scenario for economic forecast. Reserve builds (releases) driven by new loan production, credit performance and macroeconomic variable adjustments over time. ACL % of Loans HFI excluding broker dealer margin loans and mortgage warehouse loans equated to 1.25% as of September 30, 2022",
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