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  "documentTitle": "First Republic Bank | Results Presentation Deck | 53 slides",
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  "authorName": "First Republic Bank",
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  "presentationDate": "2022-10-01 00:00:00",
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  "notes": "The slide highlights the conservative nature of the bank's loan portfolio through low LTV ratios.",
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      "kind": "list",
      "text": "82% of total loans are collateralized by real estate (4); All loans are fully underwritten and documented; Debt service coverage ratios for MF and CRE are very strong",
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      "text": "(1) Originated 4Q 2020 through 3Q 2022. (2) Loan-to-Value (\"LTV\") at origination. (3) For term loans, balances are based on original loan amount. For lines of credit, amounts are based on total commitment. (4) As of September 30, 2022. See slide 10.",
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      "text": "Low LTVs on loans originated over past 2 years (1)",
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