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  "documentTitle": "CURO Group Holdings | Credit Presentation Deck | 23 slides",
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  "presentationDate": "2022-10-01 00:00:00",
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  "notes": "The slide uses a bar chart to segment the US population by FICO score, with a dashed box highlighting the target customer segment.",
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      "kind": "callout",
      "text": "The average Heights customer predominantly sits within these five FICO bands, which represent ~25% of the U.S. population",
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      "text": "68% of American adults could not cover an emergency expense of $400 without assistance",
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      "text": "Non-prime unsecured personal loan balances increased 92.4% from Q2-21 to Q2-22. This recent increase has driven the distribution of non-prime loans to its highest level since 2018",
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      "text": "1. May 2022 Federal Reserve System Board of Governors Report on the Economic Well-Being of U.S. Households in 2021; 2. TransUnion Credit Industry Insights Report (Q2 2022); 3. April 2021; FICO",
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      "kind": "title",
      "text": "Large Addressable US Consumer Market Remains Underserved",
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