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  "notes": "The table tracks the reconciliation of the ACL balance and compares the company's coverage ratio against a peer group of banks with $3-10 billion in assets.",
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      "text": "$0.7 million provision for credit loss on loans in 3Q22 driven by loan growth and net charge-offs; partially offset by a $0.3 credit to the reserve for unfunded commitments, for a total provision for credit loss of $0.4 million. ACL coverage ratio at 1.19% for 3Q22",
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      "text": "* Public banks $3-10 billion in total assets, source: S&P Global.",
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