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  "docSlug": "189f489098690fd08637a3694122d077",
  "documentTitle": "Pathward Financial | Credit Presentation Deck | 39 slides",
  "authorId": "pathward-financial",
  "authorName": "Pathward Financial",
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  "presentationDate": "2022-09-01 00:00:00",
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  "nDataPoints": 40,
  "notes": "The table provides a bridge between GAAP and non-GAAP metrics for credit performance.",
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  "slideHref": "/slides/019de073-91b9-702a-8f5f-79de0f8ee2dd/37",
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      "kind": "paragraph",
      "text": "Adjusted Annualized NCOs and Adjusted Loans and Leases",
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      "text": "1 Tax Services NCOs and average loans are excluded to adjust for the cyclicality of activity related to the overall economics of the Company's tax services business line.",
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      "text": "Financial reconciliation table with rows for Net Charge-offs, Tax services adjustments, and Loan averages across 5 quarters.",
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      "text": "NON-GAAP RECONCILIATION",
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      "evidence": "The deck presents a clear and concise overview of Pathward Financial's business, highlighting its strengths and opportunities.",
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      "objective": "Why Pathward Financial's business model is attractive",
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