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  "docSlug": "189f489098690fd08637a3694122d077",
  "documentTitle": "Pathward Financial | Credit Presentation Deck | 39 slides",
  "authorId": "pathward-financial",
  "authorName": "Pathward Financial",
  "documentKindSlug": "pitchdeck",
  "documentKindLabel": "Pitch deck",
  "sourceTypeSlug": "investor_relations",
  "sourceTypeLabel": "Investor relations",
  "presentationDate": "2022-09-01 00:00:00",
  "orientation": "landscape",
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  "pageNumber": 19,
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  "prevPage": 18,
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  "density": "dense",
  "nDataPoints": 18,
  "notes": "Includes a pie chart for composition, a bar chart for core deposit trends, and a line chart for cost of deposits.",
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  "components": [
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      "kind": "chart",
      "text": "Core Deposit Breakdown",
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      "text": "Cost of Deposits",
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      "kind": "disclaimer",
      "text": "Note: Periods reflect Pathward Financial fiscal year ending September 30. Pathward Financial, Inc. (Nasdaq: CASH)",
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      "kind": "list",
      "text": "Low cost of deposits ~1 basis point driven by high levels non-interest bearing deposits (97%) of total deposits. Time deposits make up less than 1% of aggregate deposit composition. Non-interest bearing deposits as percentage of total deposits has increased every year since 2018 from 54.3% in 2018 to 96.7% as of 3Q22. Pathward has $1.22 billion of off-balance sheet customer deposits in custody at partner banks.",
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      "kind": "title",
      "text": "OVERVIEW OF DEPOSIT PORTFOLIO",
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