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  "documentTitle": "Central Pacific Financial | Investor Presentation Deck | 21 slides",
  "authorId": "central-pacific-financial",
  "authorName": "Central Pacific Financial",
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  "sourceTypeLabel": "Investor relations",
  "presentationDate": "2022-09-01 00:00:00",
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  "pageNumber": 14,
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  "notes": "The slide uses a consistent color scheme where teal represents the company and pink represents the peer group.",
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      "kind": "callout",
      "text": "Strong and diversified loan portfolio combined with solid credit risk management. CPF credit quality compares favorably to peer banks",
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      "text": "Loan Loss Reserves to Total Loans",
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      "text": "NPAs & 90+PD to Total Loans & OREO",
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      "text": "Non-Performing Loans to Total Loans*",
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      "text": "* Non-Performing Loans defined as total nonaccrual loans plus total restructured loans still accruing interest.",
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      "text": "Strong credit & capital profile",
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      "arcName": "The Sequoia Pitch",
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      "evidence": "Slides 6-15: Accelerating & sustainable growth, Residential Mortgage Strength, Small Business Leader, Solid Low-Cost Core Deposit Portfolio, Strong credit & capital profile",
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      "name": "Cost Of Inaction",
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      "matchId": "25fa329d-bca5-4f3b-9a88-12756ef84c71",
      "evidence": "The deck presents the benefits of investing in CPF, including accelerating growth and solid low-cost core deposit portfolio",
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      "structure": "The Status Quo -> The Hidden Costs Accumulating -> The Future State of Inaction -> The Tipping Point",
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