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  "documentTitle": "Central Pacific Financial | Investor Presentation Deck | 21 slides",
  "authorId": "central-pacific-financial",
  "authorName": "Central Pacific Financial",
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  "presentationDate": "2022-09-01 00:00:00",
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  "notes": "The slide uses annotations to explicitly call out the 'funding advantage' in basis points (bps) at two specific time points.",
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      "kind": "callout",
      "text": "The Hawaii market has the benefit of unique deposit behavior with low cost, stable balances",
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      "text": "Total Deposit Cost",
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      "kind": "disclaimer",
      "text": "* U.S. Public banks with total assets of $3-10 billion as of June 30, 2022. Source: S&P Global.",
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      "kind": "title",
      "text": "Hawaii Deposit Cost Advantage",
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