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      "text": "1. Code of Federal Regulations, Part 121 – Small Business Size Regulations. See https://www.ecfr.gov/current/title-13/chapter-I/part-121#121.201.\n2. Forbes, “How Cash Flow Forecasting Could Help Save Some Small Businesses From Failure,” (June 28, 2022). See: https://www.forbes.com/sites/forbesfinancecouncil/2022/06/28/how-cash-flow-forecasting-could-help-save-some-small-businesses-from-failure/?sh=29f257b60eb6\n3. Financial IT, US SMBs Are Underserved By Banks,” (May 13, 2020). See: https://financialit.net/news/banking/us-smbs-are-underserved-banks-11fs-research-reveals-service-gaps-and-market\n4. 11:FS, “Designing digital financials services that work for US SMBs” See:: https://info.11fs.com/hubfs/Digital%20SMB/Designing%20digital%20financial%20services%20that%20work%20for%20US%20SMBs.pdf\n5. PYMNTS.com, “All-in-One Payment Solutions Help SMBs Future-Proof Bottom Lines,” (April 11, 2022). See: https://www.pymnts.com/accounts-payable/2022/new-report-all-in-one-payment-solutions-help-smbs-future-proof-bottom-lines/\n6. PYMNTS.com, “Deep Dive: How Utilizing AP Automation Tools Can Help SMBs Endure Financial Strains,” (July 10, 2020). https://www.pymnts.com/next-gen-ap-automation/2020/smbs-efficiency-cashflow-payments/",
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