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  "notes": "Includes a specific list of environmentally sensitive industries excluded from lending.",
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      "text": "This list includes the activities in which we do not currently intend to engage. As the Bank evolves, we will maintain and reevaluate this list periodically to ensure it continues to reflect our strategy and capabilities.",
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      "text": "(1) Does not include unrated securities. (2) Except for Bank of America retained loans.",
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